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Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 4:24:00 PM

If you’re a homeowner in Owensboro, KY, or anywhere in Western Kentucky, you may be considering upgrades to make your home safer and more comfortable. But did you know that certain renovations can ...

Fallen tree on residential roof after storm showing homeowners insurance claim scenario in Owensboro
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 4:06:32 PM

Today’s question comes from Tom, who asks:

Guitar and banjo on Kentucky front porch representing musical instrument insurance in Owensboro Bluegrass Capital
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 3:38:10 PM

Owensboro isn’t just any old Kentucky town resting on the banks of the mighty Ohio — it’s the Bluegrass Capital of the World, home to the one and only International Bluegrass Music Museum and ...

Small white church with steeple in rural Western Kentucky needing church insurance coverage
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 3:07:20 PM

When the March hailstorm rolled through Owensboro and surrounding Western Kentucky communities, it wasn’t just homes and cars that took a beating. Many churches — in Owensboro, Livermore, Calhoun, ...

Hail damaged roof shingles on Owensboro Kentucky home after severe storm
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 2:39:40 PM

The March 15, 2025 hailstorm in Owensboro left many homeowners with unexpected damage — and even more with an unpleasant surprise: their insurance coverage wasn't what they thought it was. Gaps in ...

Scenic fall country road in Western Kentucky with autumn foliage and driving hazards
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 2:14:32 PM

Fall in Owensboro means cooler weather, shorter days, and a big increase in roadside risks. From deer crossing rural highways to slick leaves on neighborhood streets, accidents tend to spike this ...

Insurance agent explaining Medicare options to senior couple at Owensboro office
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 11:30:43 AM

Medicare can feel confusing, especially during the Annual Enrollment Period (AEP). From October 15 to December 7, many Owensboro residents have questions about what plan is right for them. At Elite ...

Senior reviewing Medicare enrollment deadline letter at kitchen table in Owensboro Kentucky
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 11:06:19 AM

Medicare provides valuable health coverage for thousands of Owensboro residents age 65 and older — but enrolling at the wrong time can really cost you. Delays or mistakes during the sign-up process ...

Young professional on downtown Owensboro Main Street representing single adults who need life insurance
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 10:28:48 AM

At Elite Risk Advisors, we know that when people think of life insurance, they often picture parents protecting their children's future. While that's important, life insurance is much more ...

Home in Owensboro, Kentucky during winter weather that can lead to water damage
Elite Risk Advisors
by Elite Risk Advisors
on Jan 22, 2026 7:24:24 PM

With a forecast predicting that temperatures will drop below freezing in Owensboro and across Western Kentucky, the risk of water damage becomes very real for homeowners in our area.

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