Elite Connect Referral Program

Share trusted insurance guidance. Get rewarded for making the connection.


Earn Rewards. Help Others.

Do you enjoy sharing helpful resources with friends, family, or your network? With the Elite Connect Referral Program, you can earn up to $20 for every qualified referral—just by making the connection.

There’s no selling or explaining insurance required. Simply share your unique referral link, and our licensed team will take care of the rest.

 

Why This Matters

Insurance is one of the largest expenses in many households, yet countless people are either overpaying or don’t have coverage that truly fits their needs. By participating in Elite Connect, you’re doing more than earning rewards—you’re helping people in your community connect with better insurance guidance.
 
Every referral you make can help a family, individual, or business find coverage that makes sense for them, often at a better value. And you’ll know you played a role in making that happen.

How It Works

 
1. Sign Up
Use the links at the top or bottom of this page to complete your Elite Connect application. We’ll collect some basic information and review your submission.
 
2. Get Your Referral Link
Once approved, you’ll receive a unique referral link that you can share however you’d like—with friends, family, or your network.
 
3. Share & Earn
When someone uses your link and completes a qualified submission, you earn rewards. There’s no selling, no explaining insurance, and no follow-up required—our licensed team handles everything from there.

Reward Structure

 
Elite Connect rewards grow as your referrals grow:
 
  • Referrals 1–10: Earn $10 per qualified submission
  • Referrals 11–25: Earn $15 per qualified submission
  • Referrals 26 and beyond: Earn $20 per qualified submission

Frequently Asked Questions

Is this legal?

Yes. In Kentucky, insurance agencies are permitted to pay referral fees to unlicensed individuals as long as specific guidelines are followed. The Elite Connect Referral Program is structured to comply with Kentucky regulations, including limits on per-referral compensation and referral activity.

 

How do I get paid?

Once your earned referral rewards reach $100, you’ll be eligible to request a payout. Payments are managed through your referral dashboard, where you can track referrals, view earnings, and submit payout requests.

Who qualifies as a referral?

A referral is considered qualified if they:

  • Use your unique referral link to complete the form

  • Reside in Kentucky

  • Are not a current client of Elite Risk Advisors

  • Have intent to receive an insurance quote

 

Does my referral need to purchase a policy for me to receive credit?

No. Your referral does not need to purchase a policy for you to receive credit. You’ll receive referral credit once someone uses your unique link and fully completes the form—even if they decide not to move forward with coverage.

 

What happens if my referral doesn’t complete the form?

To receive referral credit, the form must be fully completed by the individual using your link. If the form is not completed, you will not receive credit for that referral. However, our team will continue to follow up and assist the referral in completing the form when possible.