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Elite Risk Advisors
by Elite Risk Advisors
on Jan 22, 2026 7:24:24 PM

With a forecast predicting that temperatures will drop below freezing in Owensboro and across Western Kentucky, the risk of water damage becomes very real for homeowners in our area.

Owensboro family discussing life insurance planning at their kitchen table
Elite Risk Advisors
by Elite Risk Advisors
on Jan 9, 2026 11:07:06 AM

Life insurance matters most on your hardest day. If something happened to you, would your family be okay?

Senior reviewing Medicare options during the Annual Election Period in Owensboro, Kentucky.
Elite Risk Advisors
by Elite Risk Advisors
on Nov 19, 2025 11:33:26 AM

The Annual Enrollment Period (AEP) runs October 15–December 7. If you’re in Owensboro and want to check benefits, drug costs, or doctors in‑network, this simple checklist will keep you on track.

Flooded neighborhood in Owensboro, Kentucky showing homes surrounded by rising water.
Elite Risk Advisors
by Elite Risk Advisors
on Nov 19, 2025 9:48:38 AM

Short answer: **Standard homeowners insurance does not cover flood**. That surprises many people after heavy rain or a river rise. Here’s what counts as a flood—and how to protect your home in ...

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