Elite Risk Advisors is an independent insurance agency in Owensboro, Kentucky, and an Authorized Progressive Agent. We place Progressive coverage for Owensboro and Daviess County clients and handle the service locally.
Personal auto coverage for drivers throughout Owensboro, Daviess County, and Western Kentucky.
Coverage for motorcycles, ATVs, and UTVs.
Coverage for boats and personal watercraft used on Kentucky waters.
Coverage for motorhomes, travel trailers, and fifth wheels.
Coverage for vehicles titled to a business, from a single work truck upward.
Coverage for qualifying collector vehicles.
Progressive publishes its own product descriptions, discount programs, and coverage details, and those are the authoritative source. For specifics on any Progressive program, see progressive.com.
What we can tell you is what we do. We take your information once, identify which of the carriers we represent can write your risk, and walk you through what the coverage actually does before you buy it.
Before we were insurance agents, we spent more than 30 combined years teaching in Owensboro and Daviess County classrooms. That shapes how we work. We explain a policy in plain language before we ask you to buy it.
Because we are independent, our job is to match you to a carrier that fits, then stay with you afterward. When you call, you reach an owner of the agency, not a call center.
We serve Owensboro, Daviess County, and Western Kentucky from our office at 111 W. 3rd Street, Suite 2.
We are a local agency, and that is not a tagline. Our office is at 111 W. 3rd Street, Suite 2 in downtown Owensboro, and we work with households and businesses across Daviess County and the surrounding Western Kentucky counties.
Local matters in insurance more than people expect. Roof age and hail exposure, whether a property sits over historic mining, how a Green River or Ohio River flood zone is drawn, what a rebuild actually costs in this market — these are the details that decide whether a policy holds up. An agent three states away is working from a map. We are working from the same streets you drive.
It also means you can come see us. Plenty of our clients handle everything by phone or text, and that is fine. But if you would rather sit down with the declarations page in front of you and have someone walk you through it line by line, that option is open.
You give us your information once. We do not make you repeat it for each company.
From there we look at which of the carriers we represent can write your risk, and we come back to you with what we found and what we would recommend. If there is a coverage gap in what you have now, we will point it out whether or not it changes the price. If your current coverage is already the right answer, we will tell you that, too.
The fastest path is a current declarations page, because it shows us exactly what you have today rather than what you remember buying. You can send it by email, drop it by the office, or upload it with your quote request. Most quotes take about ten minutes of your time.
No. Elite Risk Advisors is an independent insurance agency and an Authorized Progressive Agent. We represent several carriers, and Progressive is one of them.
Auto, motorcycle and powersports, boat and watercraft, RV and trailer, commercial auto, and qualifying collector vehicles. If you need a line we do not place, we will tell you.
Kentucky does not use SR-22 filings. FR-44 filings apply only in Florida and Virginia. If you moved to Kentucky already carrying an out-of-state filing, tell us and we will confirm what applies.
About ten minutes once we have your drivers, vehicles, and a current declarations page.
On Progressive's own site. We do not republish carrier product descriptions here, because the carrier's published terms are the accurate source.
Tell us about your vehicles and your household, and we will let you know what we can do. It takes about ten minutes.
Start my quoteOr call 270-225-4445Progressive is represented by Elite Risk Advisors. Call 270-225-4445 for a free quote.
Elite Risk Advisors is an independent insurance agency in Owensboro, Kentucky. We are not owned by, and we do not speak for, any insurance company. Coverage is subject to underwriting approval and to the terms of the issued policy.
Rates are quoted based on underwriting criteria, location, and individual risk factors. Contact your agent for a quote specific to your situation.
Coverage provided is subject to policy terms, conditions, and the underwriting approval process. Not all claims may be covered. Review your policy for details.
