Elite Risk Advisors: An Independent Insurance Agency Serving Owensboro/Western KY

Elite Risk Advisors is proud to operate as an independent insurance agency. That means we don’t work for a single insurance company—we work for you.

Our independence allows us to partner with a wide network of top-rated insurance carriers, giving us the flexibility to compare options, explain differences, and recommend coverage that fits your needs and budget. Instead of forcing you into one company’s solution, we help you choose coverage with confidence.

The Value of an Independent Insurance Agent.

More Choice: As an independent agency, we work with multiple insurance companies—not just one. That means we can explore different options and help you find coverage that truly fits your needs, whether it’s for your home, auto, business, or more.

An Advocate on Your Side: We’re here for you beyond the initial policy. If you ever have a claim or a question, we’re on your side—helping you navigate the process and working to ensure you’re treated fairly and taken care of.

Personal, One-on-One Service: We believe insurance should feel personal, not rushed. Our team takes the time to get to know you, explain your options clearly, and offer guidance that’s in your best interest—not based on a single company’s agenda.

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We Shop. You Choose with Confidence.

Elite Risk Advisors represents a variety of well-known insurance carriers, each offering different coverage options. Our role is to help you understand the differences and choose the coverage that makes sense for you.

Erie Insurance Logo
Progressive (15 x 15)
Untitled design (4)
Geico 5 x 5
Openly 5 x 5