Meet the Team Behind Elite Risk Advisors

Elite Risk Advisors is proudly built and led right here in Owensboro, KY. Our agency may be small by design, but our commitment to our clients is anything but.

Founded on the belief that insurance should be personal, clear, and dependable, our team is focused on building real relationships—not rushing transactions. Every client we work with receives thoughtful guidance, honest answers, and support from people who genuinely care about protecting what matters most.

As a growing independent agency, we take pride in doing things the right way: listening first, explaining options clearly, and providing ongoing service long after a policy is in place. When you work with Elite Risk Advisors, you’re working directly with professionals who are invested in your coverage, your confidence, and your long-term peace of mind.

Amber Dennis, Agency Owner

Amber is a licensed insurance agent and co-owner of Elite Risk Advisors, licensed in both Kentucky and Indiana. She spent years in education before insurance, and the through line is obvious once you talk to her. Her job used to be taking complicated things and making them understandable. It still is. She just does it with policies now instead of lesson plans.

Amber handles the majority of personal lines quoting and client relationships, and she is usually the person clients mean when they say somebody actually explained their coverage to them. Read more on Amber's page.

Brandon Dennis, Director of Agency Operations

Brandon is a licensed insurance agent and co-owner, and he runs the operational side of the agency. Carrier relationships, systems, and the technology that keeps service moving are his responsibility. He also came to insurance from education, and he brings the same habit of explaining rather than selling.

If a process at Elite Risk Advisors is faster than you expected, that is usually Brandon's doing. Read more on Brandon's page.

Why a Small Agency Works in Your Favor

There is a version of this page at every agency that talks about being family owned and treating people right. Here is the concrete version.

When you call Elite Risk Advisors, you reach one of the two people who own the business. Nobody has to escalate your question, and nobody is reading from a script written by a company three states away. If a carrier handles your claim badly, the person who can move your policy somewhere else is the person already on the phone with you.

Being independent is the other half of it. We represent nine carriers, which means we are not defending one company's rates. When a renewal comes back wrong, we can shop it rather than explain it away.

Where We Work

We are based in downtown Owensboro at 111 W. 3rd Street, Suite 2, and we serve clients throughout Owensboro, Daviess County, and Western Kentucky. Amber is licensed in Kentucky and Indiana.

Our Team

Amber Dennis

Agency Owner

Brandon Dennis

Director of Agency Operations