Elite Coverage. Elite Service.

At Elite Risk Advisors, we’re a locally owned, independent insurance agency dedicated to protecting what matters most to you. Our team combines trusted local expertise with modern, technology-driven solutions to deliver a truly seamless insurance experience. From personalized coverage advice to efficient, hassle-free service, we make it simple to secure the protection you need—backed by a team that knows you by name.

 

KY Mirror

How can we help you today?

 Looking for coverage options? Start here to find your perfect fit.

Already a customer? We are ready to assist with anything you need.

Need assistance with a claim? We are here to help with expert advice.

Why people love Elite Risk Advisors.

Amber, took time to explain everything included in our new insurance coverage and answered all of the questions we had. Highly recommended!

 
Services
Boat & watercraft insurance, Property insurance, General liability insurance

 

Russell R.

ERA Client, Owensboro

I had only changed all my insurance to you a couple of weeks before experiencing a large claim from a hail storm. I had severe damage to my house and two vehicles. All claims were handled quickly and professionally. I can say this with authority and conviction as a retired claims adjuster, claims supervisor and claims litigation manager with 40 years of experience in the handling of insurance claims.

 
Services
Boat & watercraft insurance, Property insurance, Vehicle insurance

 

Ronald B.

ERA Client, Owensboro

Amber Dennis is a great agent, anytime I need something she is on it quickly! Excellent customer service, Amber at Erie is your person for all your insurance needs!

 
Services
Vehicle insurance, Mortgage insurance

 

Cynthia S.

ERA Client, Owensboro

Working with our agent Amber has been great. She always responds with answers for any questions we have. She is very knowledgeable and professional. I highly recommend her for your Insurance needs.

 
Services
Property insurance, Vehicle insurance, General liability insurance

 

Richard H.

ERA Client, Alvaton

Exceptional personal service! Highly recommend for great rates and knowledgeable insurance advice.
Will be a continuing customer!

 
Services
Property insurance, Vehicle insurance

 

Thomas W.

ERA Client, Owensboro

⭐️⭐️⭐️⭐️⭐️
Elite Risk Advisors in Owensboro is hands down one of the best insurance agencies we’ve ever worked with! Amber Dennis is an absolute rockstar! She goes above and beyond at every step — whether it’s handling claims, providing quotes, or just being available to answer questions, calls and texts! Both Amber and Brandon are unbelievably accessible, relatable, and personable in a way that makes you feel like more than just a client.

They didn’t just save my husband and I significant money (which was huge in itself), they provided us with complete coverage and peace of mind and saved us from the headache and confusion, acquired from years of poorly written, underinsured policies we had with other companies. They streamlined everything, start to finish, for both our residential and commercial needs, saving us time and stress we simply didn’t have room for in our hectic lives.

I don’t know how Amber and Brandon manage it all so seamlessly while staying so communicative and personable, but they truly are a dynamic duo! Elite Risk Advisors is a powerhouse and a hidden precious gem for Western Kentucky and Southern Indiana!
If you want the best in the insurance industry, this is the phone call to make!

 
Services
Property insurance, Vehicle insurance, Commercial insurance, General liability insurance

 

Bradley C.

ERA Client, Tell City, IN

Come See Us in Owensboro!

Want to come see us? We have a physical office in downtown Owensboro. Call us to set up an appointment today! 
 
          111 W 3rd St., Ste 2
            Owensboro, Kentucky 42303
 
(270) 225-4445
 
Office Hours:
 
Mon-Fri: 8:30am-4:00pm
Sat-Sun: Closed