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Brandon Dennis
by Brandon Dennis
on Apr 3, 2026 1:01:56 PM

When you get home from work and call up all your friends, there's a good chance someone brings up what they're paying for homeowners insurance. In Kentucky, where the average cost of homeowners ...

A Kentucky homeowner reviewing a homeowners insurance policy renewal showing a percentage deductible increase
Brandon Dennis
by Brandon Dennis
on Mar 31, 2026 9:00:04 AM

Homeowners of Owensboro, KY (and the rest of western Kentucky, to be honest), I have some news you probably need to know.

Brandon and Amber Dennis, founders of Elite Risk Advisors, an independent insurance agency in Owensboro, Kentucky
Brandon Dennis
by Brandon Dennis
on Mar 28, 2026 2:33:58 PM

Like most people here in Owensboro, I lived most of my 46 years not caring in the slightest about insurance other than to complain when the bill was due. The extent of my knowledge was that I ...

Senior reviewing prescription medications and Medicare summary notice for 2026 out-of-pocket maximum changes
Elite Risk Advisors
by Elite Risk Advisors
on Mar 12, 2026 9:53:12 AM

If you’re a retiree in Owensboro, KY, or anywhere in Western Kentucky, understanding Medicare costs is critical. One of the most important numbers seniors track each year is the out-of-pocket ...

Multigenerational Kentucky family gathered on front porch representing life insurance family protection in Owensboro
Elite Risk Advisors
by Elite Risk Advisors
on Mar 12, 2026 9:51:09 AM

Owensboro is built on family traditions — from bluegrass music to barbecue weekends on the riverfront. But have you thought about how your family would be cared for if something unexpected happened ...

Young family with toddler walking on tree-lined sidewalk in Owensboro Kentucky neighborhood
Small business owner on Main Street in Owensboro Kentucky representing life insurance beyond income replacement
Elite Risk Advisors
by Elite Risk Advisors
on Mar 12, 2026 9:46:08 AM

At Elite Risk Advisors, we help Owensboro families and business owners see life insurance as more than just income replacement. The right life insurance policy can protect your home, secure education ...

Modern barndominium post-frame home on rural Western Kentucky property needing specialized insurance
Hail damaged cars in Owensboro Kentucky parking lot showing why auto insurance rates are rising
Elite Risk Advisors
by Elite Risk Advisors
on Mar 12, 2026 9:37:10 AM

If you’ve noticed your auto insurance rates climbing in Owensboro, you’re not imagining things. The March 15, 2025 hailstorm totaled hundreds of vehicles across our community — and the ripple effect ...

Couple reviewing life insurance and financial documents at dining table planning for family protection
Elite Risk Advisors
by Elite Risk Advisors
on Mar 10, 2026 5:05:51 PM

Life insurance isn’t a one-and-done decision. It’s something that should evolve as your family, finances, and even the economy changes. With the cost of living rising in 2025 and household expenses ...

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