Absolutely! Bundling your auto insurance with other policies—such as home, renters, or life insurance—is one of the easiest ways to save money and streamline your coverage. Many of our partner carriers offer valuable multi-policy discounts, and our team will compare options across companies to help you find the best bundle for your needs and budget. It’s a simple way to maximize savings while making your insurance easier to manage.
Yes! As an independent agency, Elite Risk Advisors partners with a variety of top-rated insurance carriers. That means we can compare coverage options and pricing on your behalf. Instead of calling around for quotes, we do the shopping for you—helping you find quality protection at a competitive rate without the hassle.
Yes, we do. We help families find affordable auto insurance for young drivers. Our advisors also look for every discount available—such as good student savings, driver training programs, and safe-driving incentives—to help keep costs manageable while ensuring they’re well protected.
There are several ways to reduce your auto insurance costs. Bundling your car insurance with your home or renters policy, keeping a clean driving record, and taking advantage of available discounts can all help lower your premium. When we review your quote, we’ll walk through every savings opportunity—so you get the best rate without giving up the coverage you need.
Yes. If you need SR-22 auto insurance because of tickets, accidents, a DUI, or a lapse in coverage, we can help. Elite Risk Advisors partners with multiple carriers—including companies that specialize in high-risk auto insurance—to find reliable coverage that meets state SR-22 requirements. Our team will help you get back on the road quickly with the protection you need at a price that fits your situation.
Your liability limits play a major role in protecting your financial wellbeing after an accident. While state-minimum auto insurance meets legal requirements, it often isn’t enough to cover real-world costs. At Elite Risk Advisors, our recommended starting point is 100/300 liability limits—$100,000 per person and $300,000 per accident for bodily injury. Many drivers benefit from even higher limits or an umbrella policy for added protection. We’ll review your situation and help you choose coverage that fully fits your needs.
Yes. If you own a classic car, custom build, modified vehicle, or a rare specialty model, we can help you insure it properly. Elite Risk Advisors partners with insurers that specialize in classic and collector car insurance—because standard auto policies often fail to reflect the true value of these vehicles. We’ll work with you to secure coverage that protects your car’s agreed value and keeps your investment fully safeguarded.
At Elite Risk Advisors, we help you build an auto insurance policy that fits your needs, your vehicle, and your budget. Below is a clear breakdown of the most common coverage options and what they protect, so you can feel confident in choosing the right level of protection.
Provides financial protection if you’re at fault for an accident that causes bodily injury or property damage to others. This coverage is required in most states.
Pays to repair or replace your vehicle after a collision—regardless of who caused the accident.
Protects your vehicle from non-collision events such as theft, vandalism, fire, falling objects, or severe weather.
Covers you if another driver causes an accident but has little or no insurance. This includes both bodily injury and, in many cases, property damage.
Helps pay medical bills for you and your passengers after an accident, no matter who is at fault.
Provides support when you need help on the road—such as towing, flat tire changes, fuel delivery, jump-starts, or lockout services.
Covers the cost of a rental car while your vehicle is being repaired after a covered accident or claim.
Covers windshield or window repairs and replacements with no deductible, helping you get back on the road quickly and safely.
Ensures specialty or higher-value vehicles are insured for a specific, agreed-upon amount rather than their depreciated market value.
Pays the difference between what you owe on your vehicle loan or lease and the actual cash value if your car is totaled—protecting you from unexpected out-of-pocket costs.
Getting started is easy. Whether you’d like to stop by for a friendly, face-to-face conversation or prefer to request your quote online from the comfort of home, we’re here to make the process simple. Tell us what you need, and our team will guide you from start to finish.
Once we gather your information, we’ll provide personalized auto insurance quotes tailored to your needs. We’ll walk you through how each option compares to your current coverage so you understand exactly what you’re getting. Whether you're hoping for better protection, lower rates, or both, our team is here to help you find the policy that fits just right.
When you’re ready to make the switch, just say the word. We’ll take care of everything—from setting up your new auto insurance policy to canceling your old one and notifying any lienholders or required parties on your behalf. All you have to do is sit back, relax, and enjoy the confidence (and savings) that come with better coverage.
