Medicare AEP: What To Do (Owensboro Checklist)

The Annual Enrollment Period (AEP) runs October 15–December 7. If you’re in Owensboro and want to check benefits, drug costs, or doctors in‑network, this simple checklist will keep you on track.

1) Gather your essentials

• Your Medicare card
  • Current plan info
  • **List of medications** with dosages and preferred pharmacy
  • Your doctors and clinics

2) Decide what matters most

Rank these:
• Premium & max out‑of‑pocket
• Drug costs (copays/tiers)
• Doctor/hospital networks
• Dental/vision/hearing/extras you actually use

3) Compare calmly

We’ll help you compare **Advantage, Part D, and Medigap** options apples‑to‑apples—no pressure, clear tradeoffs. If nothing beats your current plan, staying put is perfectly fine.

4) Watch for changes

Annual **drug formulary** tweaks, network updates, and copay changes catch people off guard. A 15‑minute review now can save headaches in January.

5) Book a local review

**Bottom line:** AEP is your chance to realign coverage with real life. At Elite Risk Advisors — your Owensboro Erie Insurance agency — we make the process friendly, transparent, and local. From Medicare to home and auto, one agency covers it all.